Who we are

GARUDA FINCAPITAL is a trusted loan recovery and finance recovery agency serving banks, NBFCs, and financial institutions. We help in recovering pending dues in a smooth, legal, and professional manner. Our team handles recovery of vehicle, property, and asset-based loans with care and responsibility. We follow all legal guidelines and maintain respect while dealing with borrowers. Our experienced management and trained recovery team ensure effective and timely results. We also provide investigation and field verification support for better recovery decisions. Transparency and honesty are the core values of our work. At GARUDA FINCAPITAL, we focus on long-term relationships and reliable service. Our goal is to support financial institutions in reducing losses and improving recovery performance.

A Recovery and Repo Finance Company typically involves two core functions: loan recovery, where they collect overdue debts (often by repossessing assets like vehicles) for lenders, adhering to RBI guidelines; and repo (repurchase agreement) finance, acting as a crucial part of the money market by providing short-term funding using high-quality securities, enabling central banks and financial institutions to manage liquidity. In essence, they handle distressed assets (recovery/repossession) and facilitate healthy financial markets (repo).